Defi And The Future Of Finance Av Campbell R. (duke University Durham Nc) Harvey, Ashwin (duke University Durham Nc) Ramachandran, Joey (duke Universi

<p><b>During the Global Financial Crisis in 2008, our financial infrastructure failed. </b></p><p>Govern¿ments bailed out the very institutions that let the economy down. This episode spurred a serious rethink of our financial system. Does it make any sense that it takes two days to settle a stock transaction? Why do retailers, operating on razor thin margins, have to pay 3% for every customer credit card swipe? Why does it take two days to transfer money from a bank account to a brokerage¿or any other company? Why are savings rates miniscule or negative? Why is it so difficult for entrepreneurs to get financ¿ing at traditional banks?</p><p>In <i>DeFi and the Future of Finance</i>, Campbell R. Harvey, Ashwin Ramachandran and Joey Santoro, introduce the new world of Decen¿tralized Finance. The book argues that the current financial landscape is ripe for dis¿ruption and we are seeing, in real time, the reinvention of finance.</p><p>The authors provide the reader with a clear assessment o

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